TERMS AND CONDITIONS

TERMS AND CONDITIONS

General
These Terms and Conditions set out the general terms governing your use of the Website
and the content under the domain name www.rizqarrahman.org (the “Website”). Read these
Terms and Conditions carefully before using the Website or any service that is provided on
the Website. Please ensure that you understand the Terms and Conditions fully. By
accessing the Website, you accept and agree to be bound by these Terms and Conditions. If
you disagree with the Terms and Conditions laid down herein, please refrain from using the
Website immediately. It shall be assumed that if you continue to use the Website, you accept
and agree to the Terms and Conditions.

Information
We state that in preparing and obtaining the information within this document, whilst
reasonable care is taken to ensure reliability and accuracy, we do not guarantee its content
and completeness and do not accept any liability for losses which arise from relying on the
documents published. However, we apply internal due diligence checks to ensure that the
information of a project or campaign is complete before publishing it on the Website.

Copyright and Trademark
You must not reproduce, modify, copy, distribute, and upload the information provided on the
Website. The information here refers to the policies (Risk Warning, Disclosure Statement,
Terms and Conditions, Privacy Policy and etc.) published on the Website and any other
materials that are published on the Website. Any consent we may give in relation to or in
connection with the Website Content or Website may be withdrawn at any time without prior
notice.

Restriction or Prohibited Conduct
By accepting the Terms and Conditions, you shall not in any way use the Website:
(a) in breach of the Term and Conditions, policies or any other agreement entered
with us;
(b) to conduct fraudulent, criminal or unlawful acts on the Website;
(c) in an obscene, indecent, vulgar, profane, racial, sexist, offensive, discriminatory,
derogatory, harmful, unlawful, threatening, harassing, embarrassing, malicious,
abusive, hateful, political, defamatory manner;
(d) in violation any laws and regulations applicable in jurisdictions not limited to the
Monetary Authority of Malaysia Regulations;
(e) to impersonate or misrepresent any person or body;
(f) to infringes or breach the copyright or property rights;
(g) to distribute, or disclose any private information of any third party; or
(h) to refrain or restrict any other person from using or enjoying the forum on the
Website.
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We reserve the right to take any action as deemed appropriate by us if we have reasonable
belief that you have committed any breach or are suspected to have committed any breach
above mentioned.

Non-Liability
Your access to and use of our services is at your sole risk. We make no representation or
warranty of any kind expressed or implied. We do not hold any liability in relation to your use
or inability to use or delay in use of the Website or any information or material in it or
accessible from it or from any action or decision taken as a result of using our Website.

Indemnity
You agree to defend, indemnify and hold us harmless from and against all liabilities,
damages, claims, actions, costs and expenses in connection with any claim by a third party
arising out of or in connection with your use of the Website or other materials through the
Website in violation of these Terms and Conditions or in violation of any applicable law.

Acknowledgement
You agree that you use the Website at your own risk. The Website and the contents herein
do not constitute any financial advice, investment advice or solicitation for the purposes of
making financial investments.

Governing Law
These Terms and Conditions shall be governed by, construed and enforced by Malaysian
Law. By accepting these Terms and Conditions you agree to submit to the exclusive
jurisdiction of the Malaysian courts.

Return & Refund
To request a refund, contact us directly at accounts@rizqarrahman.org. Provided adequate
reason for requesting a refund and evidence of payment is provided to us, and provided that
the campaign funds have not been disbursed to the beneficiary or otherwise utilised in
connection with the campaign, we will refund your donation. When a refund is approved, you will be notified by email once it is complete.

Cancellation
To cancel your donation, please contact us directly at accounts@rizqarrahman.org and refer
to our Return & Refund policy herein.

Right to Make Changes to the Terms and Conditions
We reserve the right to modify or update these Terms and Conditions at any time without prior notice. Any changes will be effective immediately upon posting on our website. It is your responsibility to review these terms periodically. By continuing to use our services after modifications, you accept the updated terms.

User Guidelines

a) You must be at least 18 years old or have the consent of a legal guardian to use our services.
b) You agree to provide accurate and up-to-date information during the registration process and maintain the confidentiality of your account.
c) You agree not to violate any laws, infringe upon intellectual property rights, or post harmful or offensive content.
d) You may not use our services for any unauthorized or illegal purposes, including but not limited to fraud, hacking, or spamming.
e) You are prohibited from interfering with the functionality of our website or attempting to gain unauthorized access to our systems. 

PRIVACY POLICY

Introduction
You are encouraged to read this privacy policy carefully as it contains important information about what to expect when we collect personal information about you and how we use your personal information. By accessing www.rizqarrahman.org (the “Website”) or other services, you agree to obey the Website Privacy Policy herein.

Contact
If you have any questions with regard to our Website privacy policy, please do not hesitate to contact us with any queries or comments by sending us an email to main@rizqarrahman.org

Amendments
We reserve the right to amend and/or revise and/or modify this Website privacy Policy from time to time without explaining or giving any reason or highlighting to you the changes made. The amendments will be uploaded to the Website immediately and it is your duty to regularly review information published on the Website page. Your continued use indicates the acceptance of the amended Website Privacy Policy.

Information collected from visitors on the Website
We will acquire personal data about you when you visit us. When you visit us, we may monitor the use of this Site through the use of cookies and similar tracking devices.

Know Your Customer (KYC) Policy
Any person who chooses to use the Website may possibly be subject to the credit report screening provided by RAM Credit Information Sdn Bhd. This procedure is in order to comply with AMLA (Anti-Money Laundering, Anti-Terrorism Financing and Proceeds of Unlawful Activities Act 2001). The Company reserves the right to reject and refund the donation of any person who has unsatisfactory results after the screening.

Cookies
We may use cookies on our Website which enable us to collect standard Internet log information and visitor behaviour information. You can set your browser not to accept cookies. However, in a few cases some of our Site features may not function if you remove cookies from your browser.

Protecting information
We are committed to maintaining the security of your personal information. There will be appropriate security procedures in place and technical and organizational measures to safeguard your personal information.

Personal Information
You may be required to provide us information about yourself by using the online forms provided on the Website.

Use of Your Information
We may use your information obtained by us as set out in this Privacy Policy for the purpose of:
(a) delivering our products and services to you
(b) improving our products and services to you
(c) marketing and advertising our products and services to you
(d) to verify your identity in order to prevent and detect money laundering and fraud
(e) to carry out credit reference checks
(f) to carry out market research
(g) to notify you about any changes to our services
(h) to keep you informed about fees and charges

Updating and correcting your information
You have the right to request access to your personal data and to correct your personal data if it is or has become inaccurate, incomplete, misleading, misrepresenting, and incorrect. You may request in writing to access to your personal data to change and update your information. However, we have the right to use our discretion in allowing any corrections requested and/or require further documentary evidence of the new data to avoid any fraud or inaccuracy of data.

Third Party Links
There may be Third Party website links provided on the Website. This is for your convenience in accessing other information and we take no responsibility for any damage or losses which occur by relying on Third Party Websites. Furthermore, this privacy policy only applies to our Website and shall not extend to any third party links. Please ensure that you read the privacy policies of Third Party websites before using them.

Disclosure
We do not sell, trade, or otherwise transfer to third parties your personal information. However, we may release your information when we believe it is appropriate to comply with the law, enforce our site policies, or protect our and others’ rights, property or safety. Unless permitted or required to do so by law, we will never disclose any information which is classified as “sensitive personal data” without your explicit consent.

This website also uses a number of plug-ins and 3rd party applications to collect and store your data. We also store some customer data in our own secure databases.

Some info we collect automatically such as IP address, which browser and device you’re using, and your unique identifier. We do not save your Credit card details. These are handled by the 3rd party payment gateway that we use: Paypal and Toyyibpay.